If I have a roommate who will also be signing the lease, do we both have to apply for a lease guaranty, and pay fees? Guaranteed Apartment Approval credit qualified for me so I wouldn't have to. to help you find the perfect apartment or home for your family! The reality is that background checks are fairly standardized and shouldn't cost more than about $50 or $75. You can search the Insurent database of certified buildings. GREAT LOCATION! Now I call the 917-633-4703 number and its say's it's been Disconnected!!. (Credit Privacy Number) is a private number that can help you re-establish credit. A CPN is a Credit Privacy Number that protects your private credit information.The use of a CPN is legal and permissible. What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? Get a personalized gameplan based on your current situation but always aiming at the best possible future that you can possily get with our help to get an maintain a healthy credit score. All I have to say is that Alanda Brown and Robert Smith were amazing. A C.P.N. It's no surprise that it happens in real estate as well. I didnt think this was really possible. The cookie is used to store the user consent for the cookies in the category "Other. Can never thank this service enough for helping me and my family seriously. Here are 8 tips for writing great reviews. My student loan debt and medical bills were keeping me from being approved but they saw thru that. Need No Credit Check Apartments or Lease Guarantor? The Insurent Program issues guarantees for non employed U.S. and non U.S. persons with significant cash liquid assets or marketable securities (here or abroad). Even if you haven't found the perfect rental just yet, understanding the application process in advance will make everything a lot less stressful. Country Woods Apartment Homes. | Terms of Use I was able to get a bigger and better apartment on my own after using them and my credit score has increased as well. Here are seven of the worst apartment scams, and some tips to make sure you're not on the wrong end of one during your apartment hunt. knowledgeable staff outlined the different options, then helped us get approved for the apartment. We will go over what is needed to get approved for an apartment, tips they won't tell you when applying, and programs 5 Ways To Rent An Apartment EVEN IF You Have Bad Credit or Have an. In any circumstance under which there is more than one signatory on a lease, credit problems for any of the applicants could affect the approval decision. Can the Insurent Program help me if I have terrible credit? There is no application fee. Directly across the street from "Brea Gateway Center", a community center whose anchor tenants include Ralphs, Rite Aid, HomeGoods . Just trying to see if it allows me to post a reply.hmm.. If I pay the guaranty fee and do not receive the apartment, do I receive a refund. Not long ago while apartment hunting, writer Bridgette Nardo found what seemed almost too good to be true: a quaint, gorgeous home in the heart of a chic West LA neighborhood and it was listed for a surprisingly low price. The area i am in requires at lease 3x rent as income and i know alone i don't hit that mark so i'm having someone live with me. Hey y'all (apologies in advanced if this isn't the right place to post) so my lease is up in less than a month and i need to find a new spot. Please look at these as proof. Loved the service. Guaranteed Apartment Approval 2.1 7 reviews | Residential Leasing | Sterling Heights, MI 48313 United States 13854 Lakeside Cir #402, Suite 402, Sterling Heights, MI 48313 United States Call business https://www.guaranteedapartmentapproval.com/ Real Estate Suggest edits Request appointment Top Real Estate in your area Nothing was resolved no refunds were dispersed. Great experience. While personal loans are its core offering, the company also provides auto loans and student loans. Thats what they do. From the multiple email addresses used to contact us, when we clearly tell our agents to avoid confrontation with such vile human beings.TEXT MSG THREAT:Text Message: https://ibb.co/NsrPDmFAnyone should steer clear of this woman Annalise Foxx and her delusions grandeur, infalted sense of importance where she feels she is exempt from rules others have to follow, or wait to be attended to or she will cry out fowl that your business is a SCAM.Scams particularly invloves someone calling another and the other party losing money. If a listing agent wants you to write a check for $100 or more, you may be getting taken advantage of. ". It's easy and free to apply. Apartment Lease Guarantors And Bad Credit Specialists. We'll contact your three apartments or single family rental choices listed on your Application for approval. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. November 2007. What are the basic requirements for a renter to qualify for the Insurent Lease Guaranty ? found this company online and b/c i couldnt get approved to rent on my own from when i lost my job few years ago had an eviction my my record and owed the last apt complex thousands (they got me) i didnt have the money back then to fight it and got slammed with excessive fees. Bait-and-switch tactics offering one thing but actually selling another are a common trick in lots of retail businesses. Then I called corp-moves.com and asked for assistance. Visit Business Insider's homepage for more stories. Consider their position. Very professional and friendly people. Fast Affordable Reliable. The Insurent Lease Guaranty Program is underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company rated A (Excellent) by A.M. Best and licensed in New York and 48 other states. Also, I have proof and pictures of how professional their staff is. That's good advice at every step of the process, from when you evaluate the online listing to when you sign for the keys. Cash is also acceptable. The Insurent Lease Guaranty will only apply to apartments located in Insurent certified buildings or buildings that will accept the Insurent Lease Guaranty. I'm so glad I did! Non-US persons qualify as long as they have a minimum annual income of 27.5x the monthly rent OR have a minimum of 50x the monthly rent in the bank/publicly held securities here or abroad. See how weve become the industry leader over the past 8 years. Everything went smooth and we arranged the details additionally over the phone. It is a 9 digit number that is fully tri-merged with the Social Security Administration. I have roughly 200 units in and around the Chicagoland area and can't spend time looking for a renter's cosigner if there is an issue. We spoke to experts and found out some of the worst apartment-hunting, Nardo's story is not uncommon. If they were truly interested in helping people, they should have a less shady system of helping people in bad situations. Call Now lets get you into your new Home. Do you look at the combined annual income of all of us or do we each need to meet the minimum 27.5x the monthly rent level? About 250 E Acacia St. I had lost my job two years ago and had an eviction on my record. I tried anchoryourassets to secure a lease after my bankruptcy. Get credit for your on-time rent payments! Close deals quickly with no need for cosigners. 13854 Lakeside Cir #402, Suite 402, Sterling Heights, MI 48313 United States, https://www.guaranteedapartmentapproval.com/, Top 5 Doctor Review Sites for Healthcare Providers. I was able to choose my own rental property while this company credit qualified on my behalf. The cookie is used to store the user consent for the cookies in the category "Performance". In the event that you stop paying your rent or breach any other provision of the lease, the landlord will still take legal action that includes the commencement of an eviction proceeding against you. A Responsible Party would be a person (normally a father, mother or relative) here or overseas (if you are relocating from outside the U.S.) who meets either of the following tests: (i) such person(s) has a minimum annual income (in their home country) of a minimum of 50x the monthly rent you are seeking or (ii) such person has cash liquid assets or marketable securities (in their home country) equal to a minimum of 80x the monthly rent that you are seeking. We've rounded up the most common scams and ways to avoid them. My wife and I were in a bad spot with our credit due to medical bankruptcy so we couldn't get approved for rentals. Bums!!! Bear in mind, like any other company we do not have solutions for every person that inquires. The job acceptance letter is sufficient verification of your annual income for you to be eligible to qualify for an Insurent Lease Guaranty. Fill out the lease guaranty application online and send us your paperwork. 10.000 Families we helped IN 2018 What else to say? It's a scam, they will only take your initial deposit and give you an unrealistic time frame to provide them with more money and cancel your agreement. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Thank you thank you God Bless you. Companies can ask for reviews via automatic invitations. SEMI CUSTOM APPROVAL Our semi-custom approval is a method we use to get people approved that are looking for lower budget properties. The Insurent Lease Guaranty Program will help you rent your chosen apartment without having to find an individual co-signer or lease guarantor acceptable to the landlord. A third-party property management site like Avail can serve as an intermediary, performing your credit check on your and the listing agent's behalf. Enjoy your new home and know we've got your back. If your financial profile is difficult to assess by standard means, we can dissect it almost forensically. Let our 6 years of second chance rental experience and team of case managers and rental specialist help you to rent again! Award winning company since 2018. Please visit our website and start with the inquiry form. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. My credit got damaged years ago due to a divorce. | Privacy Policy We specialize in connecting you with the home of your choice, regardless of past credit challenges. for ways to Increase their Employee Overall Job Satisfaction. The 5 star review is beyond fake. We remove the risk of rent loss from the equation. "But apartment hunters can see this as well.". View rentals, browse photos and more! Avoid wiring money to complete the transaction and likewise, avoid paying in cash. We'll strengthen your rental application as your co-signer for the term of the lease, so property managers can say yes to you. I did everything right and still was not able to secure an apartment through them. Visnova is wonderful. There are no fees for service here ((ever)), and no way for you to send us any money (on our website or otherwise). We declined the appointment. Are you liquid for the lease but have no income? Now, I've been able to purchase a home and get back on my feet. This place and *********************** took money from my family after losing our home following covid. Our Lease Guaranty is fully secured by the financial strength of Argonaut Insurance Company, an A- rated (Excellent) insurance company by A.M. Best, giving landlords and property owners peace of mind, and getting you approved faster. If you need a co-signer, apply with OneApp Guarantee. We process all Rental Credit applications on your behalf! Need help Getting Approved. In addition, the card reports to all three credit bureaus. This cookie is set by GDPR Cookie Consent plugin. I'll remove this review if the company contacts me via phone not email and tells me what's going on sorry we could'nt help you. process was a breeze and it helped us begin our new life together! shouldn't prevent you from living in a House or Apartment you love. Insurent requires separate applications from signatories because all signatories are bound to the rights and obligations under the lease. The online ad was detailed and packed with gorgeous photos. Non-U.S. persons qualify for an Insurent Lease Guaranty. They have a option to call corporate but that option leads you to a non working line. "I brought my client to a lease signing for her apartment and the lease stated the rent was $50 more than initially agreed, as well as $500 extra in up-front building fees," Elliott Sudwarts, a New York real estate agent, told Business Insider. The renter(s) must have decent to good credit to be issued an Insurent Guaranty for their lease. I am self-employed and my earnings vary significantly from year to year. Yes. Approvals are based on income and real-world financial indicators. Who are the various types of renters for who you issue guarantees? After I found one i liked they started me with 500 towards my total service fee. Here are the 8 best-guaranteed approval credit cards to help you break out of the cycle of bad debt. Can I still qualify for an Insurent Lease Guaranty? We have seen every scenario and were here to help. On top of everything they do and wanted to help me even though I have horrible credit. "Their excuse was that I must have not understood. the FREEDOM to live where they want! Credit Scores don't matter. Very fast they got me my desired apartment. Submit copy of last years tax return or accountants letter and a copy of your drivers license or passport. Similar to when you apply for an apartment lease, if you file such a co-application, both of your applications will be reviewed. Insist on seeing the property in person. Ten minutes later, we signed the new updates lease.". Bark to their hearts content when they don't get what they want or the attention they want. Submit copies of your 2 most recent pay stubs over the past 30 days or a letter from your new employer, and Copy of Drivers license or Passport and Visa (if Non-US). or had a bad credit score, but with us, you can get approved for the apartment of your dreams. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. Average guaranty fees for non U.S. parties without U.S. based credit history will approximate 98% - 110% of a months rent for the one year lease guaranty. (The apartment was my name) I found this service several years later after finding that the eviction was still showing in the court records even though it wasnt on my credit. I always got a prompt response from them when I texted. Contact a Placement Coordinator directly at (888) 240-8930 Our Corporate Entity has excellent credit to help you get "Approved." We help you rent townhomes, apartments and single family properties within our nationwide database of realtors and management companies we currently work with. Renters In The Atlanta And Metro Surrounding Area Can Complete Our Guaranteed Second Chance Rental Application For Free Consultation With An Agent That Represents Atlanta. Does the use of the Insurent Lease Guaranty mean that I cannot be evicted if I stop paying my rent or breach any other provision of the lease? I would recommend this company. Can I use the Insurent Lease Guaranty for any apartment? While it has an annual fee, it's lower than many competitors and it reports payments to all three credit scores. Learn more about Birdeye. Alternately, there might never have been a great property to begin with just a terrible apartment with good PR. I had an eviction on my record due to living with some roommates several years ago and they let the apartment get taken after I moved out but they were still living there until the lease was up. You should vet the listing agent before handing over any money to be sure that he or she is, at the very least, an actual agent or the landlord with the legal authority to rent the apartment. Now we have rebuilt our credit we have transferred our rental into our name painlessly and will be buying shortly! Their is very little communication and the fact that I can't get anyone on the phone is SCARY. We have been around over 10 years now starting our business in 2009. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". Cookie Settings Accept All Yes. You received a message we cannot assist. In closing, I highly recommend Guaranteed Apartment Approval Corporate Leasing Program to any company looking Once approved for an apartment, most apartments will require a signed lease. We work in all 50 states.No geolocation limit. Our Apartment Approval Program is the best in the nation. "If a landlord is willing to bait and switch, they might not be someone you want to rent from," Edward Mermelstein, a real estate attorney at One & Only Realty in New York, told Business Insider. Call today. They only get the information they need to approve your rental. Can I get pre-approved and fully approved for the Insurent Lease Guaranty before I find an apartment? How can I benefit from the Insurent Lease Guaranty program? It's especially critical to never submit a lease application or credit check for a property you've only seen online and to a listing agent whom you've only talked to remotely. See Fewer. We also qualify international students with Responsible Parties. Its fast, easy, and most importantly secure. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. I am a college or professional school graduate with a job acceptance letter. When is the Insurent Lease Guaranty issued to the Landlord? I expect to receive a bonus in addition to my base salary. If an international student, a Responsible Party (normally a father or mother overseas) who has a minimum annual income of 50x the monthly rent in their home country OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent in their home country or elsewhere. Hold up your end of the deal and so will they. This cookie is set by GDPR Cookie Consent plugin. And that wasn't even the worst possible outcome. No negative impact to your tax status. We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Birchwood Village Apartment Homes. A roommate who is not a signatory does not need to submit an application to Insurent. I cant thank them enough for helping to bridge the gap. If two or more roommates will sign a lease (i.e., act as signatories), and if one of the signatories intends to apply for an Insurent Lease Guaranty, then all signatories must apply for a lease guaranty. You will be contacted by one of our Placement Coordinators within 4 business hours after youve submitted your online pre-qualification form and paid your initial fee of $50 online. Seeing a listing online isn't enough in an age when anyone can copy and paste photos and a description. All communication from them at that point stopped no resolution, no apology and no refund. THIS IS THE LAW, called Fair Housing.For a business thats allegedly a SCAM, she sure keeps coming back and filling out more forms on our website! A CPN ( Credit Profile Number) is the primary component in getting you approved for your apartment. Now I live in a gorgeous apartment. We help people get their new homes since 2014 non-stop. It's like having a whole new credit profile and starting over with zero credit and history. "By the time you discover the keys don't work, they're long gone.". If your annual income isnt more than 40 times the monthly rent, if your U.S. credit score is too low, or if you arent currently employed, or a US or international student, you can find yourself without many options. Our Benefits Greater Access Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. We can also combine parents to meet the above tests. If you can prove your income, we make it work. You should prepare before moving the first piece of furniture through the door by photographing every room in detail to show existing damage and condition and email the photos to ensure there's a date proving when they were taken. All 50 states. I have to hand it to them not many people actually do what they say these days.I HIGHLY recommend these folks and if you have the same issues as me they are a SAFE bet thanks for the lovely review. --We provide US and international students, recent graduates, retirees, international employed, the self-employed, relocating persons, and persons with significant cash liquid assets with more approval opportunities. Im not sure when it became a SCAM to refuse service due to someone that cannot control their behavior. Update: our application is not on our website. They applied one time and were approved instantly for a lease. If she had wired any cash, it would have been gone without a trace. View the Tenant Participation Agreement. OneApp Guarantee is the solution for renters with challenges like income, less-than-perfect credit or rental history hiccups. If you have consistent, documented income and are an eviction-free renter, there is an excellent chance that we can help you get qualified for the place you love. A Responsible Party would be a person in your home country (normally a father, mother or relative) who meets either of the following tests: (i) has a minimum annual income of approximately 50x the monthly rent you are seeking or (ii) has cash liquid assets or marketable securities equal to a minimum of approximately 80x the monthly rent that you are seeking. Contact. You can tell by the grammer/spelling on their site and the grammer/spelling in the paragraph that it's definitely the same person. Contact us to find out more and don't forget to ask about our fast-tracked program. We specialize in second chance rental services, corporate leasing, co-signor programs and low income second chance rental services. "They'll only show you one of the rooms, or not disclose it's right next to train tracks that'll keep you up all night," Coon said. With a business in operation for alomst 12 years, a day will finally come when youre are forced to have a confrontation with an "Internet Troll".We will not allow Annalise Foxx (the very contextual description of an Internet Troll) such a wildly unstable woman to through around accusations ***simply because we refused service***We will not be bullied, harassed or deal with verbal abuse from a potential customer that thinks the rules dont apply to them and their feelings of being more important are overrun with threats and abuse where they feel they can speak to anyone as they wish or send threats to write bad reviews if we dont call back to agree to tolerate such horrendous and childish behavior.The screenshots say it all. anyhow, not sure how i found this company, but they said they could get me approved if i can prove my income i could,so i signed up they said their fee is equal to 1 month's rent plus 250. OK pretty high but, i need the location for my daughters school anyhoo.. they told me they can prove to my for as little as 500 bucks down towards my total fee with an approval from the property i picked well, lets say i was SOLD when i got my WELCOME LETTER from the property and called them to confirm if its really REALLY for real ! It was when I reached out to these apartments and asked around that no one had heard of these people. That can mean looking up the person online and calling the office to make sure you're dealing with a legitimate agent. Find out how we combat fake reviews. I just want to give other renters a heads up before you apply and pay money for a service that will not live up to your expectations. Best of all, you can get approved in 30 minutes at the lowest guaranty prices, and the Guaranty is normally issued within 24 hours. Schools listed above are based on distance from the selected location and are just a sampling of the schools in . Apply at a participating property. The renter(s) pays for the Insurent Lease Guaranty. just send a special thank you to the firm I work with for partnering with Guaranteed Apartment Approval and offering this service to We've. No down time. Our apartment guarantor service approvals are not credit-based. #1. I meet the income requirements and I'm trying to get in contact with them as well how do you get somebody on the phone to speak with you so you can apply. They did not get approved. And while a lease isn't essential some landlords and renters are comfortable with a month-to-month agreement without one, you have no protection from being thrown out two months after carrying the last box through the door. Your landlord could even place a lien against you for compensation of the damages.". Yes, loans with bad credit and guaranteed approval will always be a higher risk to the lender and because of this, they will price their loan accordingly. The approval No. And that wasn't even the worst possible outcome. Guaranteed Apartment Approval cares about your needs. Less scrupulous landlords know this and capitalize on it to extract extra cash from you up front on fees like background checks. Joule La Floresta. At the most this process should take 3days. But before she did, Nardo drove across town to see the location for herself, and discovered the bad news: It was not for rent at all. Two potential downsides, however: The card charges an annual fee of $35, and . But even that may not be enough. FAQs These cookies ensure basic functionalities and security features of the website, anonymously. 2014 SINCE We help people get their new homes since 2014 non-stop. Fill your units without taking on extra risk or added cost. The Green Dot primor card is unique among bad credit secured credit cards. No. After my divorce and the loss of my home I didnt know where to turn with a great salary and poor credit score. Our approvals are income-driven. All applicants and others considering to use the service must qualify with the same rules. We will let you know upfront if we have a solution for you. Opt-In Form- Get Free Email Updates! We'll be your co-signer. I actually did qualify for their program as one of their disrespectful staff gave me various apartments. Our helpful staff are waiting. Bait-and-switching can take various forms. YOUR APPROVAL IS 100% GUARANTEED. For Luxury Homes, Condos and Townhomes, All Apartments. Ready to rent a new Home. I live in a peaceful community right outside Atlanta, GA thanks to Guaranteed Apartment Approval helping me move in this brand new